Dread Disease Cover (Critical Illness Cover) | Instant Life

What is dread disease cover?

Dread Disease Cover pays out a cash lump sum in the event that the policyholder is diagnosed with critical illnesses such as cancer, a stroke or a heart attack. Also frequently referred to as trauma cover or critical illness insurance cover, it provides both the policyholder and their dependents with peace of mind.

Why choose dread disease cover?

Concerned about potentially having to fund costly surgery or medical treatments? Worried that your existing medical aid may not cover you sufficiently? Dread disease cover can provide you with added peace of mind.

No one likes to dwell on the devastating financial consequences of a critical illness. You could be in bed for months on end and unable to earn an income. Treatment costs could sky-rocket. In-home care service costs and associated lifestyle changes could wreak havoc with your family's budget. You may even need additional post-illness treatments or recovery therapies – the costs associated with a critical could literally run into millions of rands and lead to financial ruin.

A dread disease insurance cover policy from Instant Life can help protect you and your loved ones against this eventuality, and the cash paid out can be spent as you see fit, or on areas where it is needed most.

Dread disease cover benefits

• Online insurance cover – An online policy management process, from dread disease quote request to sign-up and claim

• Affordability – More cover for less means greater peace of mind

• Convenience – Get a dread disease cover quote online in under 1 minute and sign up in less than 5 minutes

• No medical exams required – Cover up to R3 million requires no medical tests up-front

• Extend your cover – Dread disease cover can be extended beyond R3 million

• Cash back bonuses – Earn 20% Cash Back for every 10 years that you don't claim

• Age – The entry age for dread disease cover is 20 to 60 years and cover is provided up to the age of 65.

• Policy adjustments – Dread disease cover can be decreased, increased or cancelled at any time without any penalties being incurred.

• Premium payments – You, as the life insured, or your spouse may make the policy payments each month. Get peace of mind about potential critical illness; get an instant dread disease cover quote online today:

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