Why Instant Life?
Online Life Insurance
Medical Gap Insurance
Instant life cover plans
Cheap Life Insurance
Life Insurance Products
Instant Life's insurance products include: Life Insurance, Accidental Death Insurance, Dread Disease Cover, Work Disability Cover, Funeral Insurance as well as Cancer Cover, Medical Gap Insurance and a Family Funeral Plan.
NEW: Visit our life insurance information centre now to familiarise yourself with life insurance terminology and equip yourself with the facts.
Life insurance plans | Instant Life Insurance
Save up to 50% on your monthly premiums with a life insurance plan from Instant Life Insurance, South Africa's leading direct online life insurance administration company. Get a free instant life insurance quote now and activate your life cover online.
Instant Life - Life insurance plans available
Life insurance (Life Cover) - Life cover is not for you, it's for those you leave behind. Instant Life's Life Insurance product pays out a cash lump sum of up to R6 million if you die, or up to 12 months earlier if you're diagnosed with a teminal illness. This life insurance product also has an innovative cash back feature - you earn 20% cash back on your insurance premiums for every 10 claims free years insured.
To request a free life insurance quote, click here.
Accidental Death Cover - Instant Life Accidental Death Insurance provides cover of up to R6 million (the amount you select) in the event that you were to die during an accident. Accidents do happen, so get the peace of mind that your loved ones will be better equipped to cope financially if you are no longer able to provide for them.
To request a free accidental death insurance quote, click here.
Dread Disease (Critical Illness) Cover - Critical Illness insurance cover is not just for you, it's also for your loved ones. What if you were to suffer a stroke or heart attack, or be diagnosed with cancer? An Instant Life Critical Illness Cover policy pays out up to R3 million (the amount you decide) if you were to suffer any of the following illnesses or conditions: a stroke, heart attack or cancer. It also covers heart bypass surgery and major organ transplant surgery.
To request a free critical illness cover quote, click here.
Work Disability Cover - Temporary or permanent disability is not a subject many people like to dwell on, yet especially if you have loved ones depending on your ability to work, you should probably be thinking about work disability insurance.
An Instant Life Work Disability Insurance policy pays out up to R4.5 million rand if:
What's more, you earn a 20% cash back on your premiums for every 10 insured years that pass without a claim. In order to buy this product you must be between the ages of 20 and 59 years, hold a valid South African ID number and live in either South Africa, Australia, the European Union, South Korea, New Zealand, Hong Kong, the UAE, UK, USA or Canada.
Disability insurance premiums can be conveniently paid via debit order, and as long as your premium is paid you'll be covered until you reach the age of 65 years. You can also cancel or reduce your cover online at any time without incurring any penalties. To request a free work disability insurance quote, click here.
About the insurnance quote request & application process
Requesting Instant Life Insurance Quotes? The online insurance quote form is the sign-up form, so you only need to fill it in once - and it's all paper free.
Every one of our life and disability insurance policies are reinsured by Hannover Life Re Africa, the largest reinsurers of personal life insurance products in South Africa, and underwritten by GuardRisk, one of South Africa's leading life insurance underwriters.