Life Insurance Products

Looking for affordable life insurance products online? South Africans now have access to a wide range of life insurance products - but which one would be right for you? The following life insurance product overvies can help you make an informed decision:

Life Insurance - Term life insurance in the broadest sense. Life insurance is typically used to ensure that your family, young children or dependents are financially equipped to continued living if you were to pass away. Life insurance can also be packaged as products such as credit life insurance or home loan insurance, with product features tailored to address specific needs.

Accidental Death Insurance - This kind of insurance product pays out a lump sum in cash to your policy's nominated beneficiaries in the even that you die during an accident. This type of cover typically costs less than comprehensive term life insurance products.

Dread Disease Insurance - This type of product pays out cash in the event that you are diagnosed with any one of a range of pre-defined dread diseases.

Work Disability Insurance - Work disability insurance products pay out cash in the event that you are not able to work for an extended period of time.

Funeral Insurance - Funeral insurance products pay out cash to cover the policyholder's funeral costs.

Salary protection products - Pays out a percentage of your salary in the event that you are legitimately retrenched or unable to work due to an accident or serious illness.

Cancer Insurance - If you are worried about being diagnosed with cancer, a cancer insurance policy can provide peace of mind that you'll have financial support should you be diagnosed with a cancer requiring major medical interventions and treatment.

Family Funeral Plans - This type of policy pays out cash to cover funeral expenses and covers multiple family members as beneficiaries.

Medical Gap Insurance - Gap insurance products offer cover for specialist medical fees (surgeons, anaesthetists and radiologists) not covered by your existing medical aid or hospital plan.