Life Insurance Info

Save up to 50% on your monthly life insurance premiums with Instant Life , SA's leading online life insurance administration company. By cutting out the brokering fees, call centre costs and administrative inefficiencies, Instant Life puts affordable peace of mind at your fingertips - and it's all online!


Why request a life insurance quote online?

Instant Life offers premiums of up to 50% less than traditional life insurance companies. As the leading online life d in South Africa, innovation is the name of their game. That's why they recently launched a cash-back reward for claims-free policies.

What's more, Instant Life puts you in the driving seat to manage your own life insurance policy effectively - everything from sign-up to claims submission happens online. Find out more about the benefits of getting life insurance quotes online.

What types of life insurance quotes do they offer?

Instant Life offers you direct access to a range of life insurance products, including life insurance, critical illness cover, work disability insurance, accidental death cover up to R6 million as well as affordable funeral plans. No matter what your life insurance need, Instant Life has the cover solution to match it. To request a free instant life insurance quote, simply click here.


Browse the latest breaking life insurance news articles from South Africa below:

Three Reasons To Get Medical Gap Cover in 2012
Feeling confident about your level of medical aid cover? Think again. Rapidly rising monthly medical aid contributions, benefit decreases and increasing gaps in medical cover are leaving medical scheme members exposed to significant financial risk in 2012. Published by In-House Writer on 23 January 2012.

Choosing a Cash-back Hospital Plan
Considering a cash-back hospital plan? With over 100 medical aid schemes operating in South Africa, which one do you choose? Instant Life Insurance highlights some of the key factors to consider when choosing cash-back hospital plans. Published by Staff Writer on 19 January 2012.

Salary Protection Insurance: Some Factors To Consider
Life insurance industry publication Cover recently republished a piece of commentary by the Ombudsman for the Long Term Insurance Sector, Judge Brian Galgut, on the topic of income protection products such as salary cover. Instant Life Insurance reproduces the key points for the benefit of prospective life insurance buyers. Written by In-House Writer on 24 May 2011.

Direct life insurance: More South African insurers entering the market
Rising living costs and the impact of the recession has helped to make the direct life insurance value proposition highly attractive to South African consumers. Published by Staff Reporter on 16 November 2010.

New life insurance company launched in Cape Town
Tuesday, 9 November 2010, saw the brand launch of direct life investment newcomers in Cape Town. Read more about it here. Published by In-House Writer on 10 November 2010.

South African population over 65 to double by 2050
A recent international study by the Organisation for Economic Cooperation and Development on longevity funding shows that South African mortality rates are set to drop as a result of improved access to healthcare and improved disease management, as well as more savvy lifestyle choices. Published on 9 November by Staff Writer.

Nedbank launches 360 Life, a new range of life insurance products
Nedgroup Life, a division of the Nedbank Group, launched a new suite of integrated life insurance products last week. Positioned as 360Life, the product range is designed to cater to all life stages and ages across the full pricing spectrum. Published by In-house Reporter on 8 November 2010.

Aids taking its toll on industrial sectors and group life insurance companies
According to the latest UN Country Progress Report on HIV/Aids for South Africa, an estimate 5.7 million people were living with HIV by 2009. During 2006, 41% of Aids related deaths were attributed to 25 to 49 year olds, an increase of 11% since 1997. Published on 19 October by Staff Reporter.

Cheap life insurance: key factors to consider

Looking for cheap life insurance online? In addition to affordable premiums, there are several other factors influencing whether a life insurance policy is right for you. Before you just sign up for with the cheapest life insurance quotes provider, consider the following points. Published on 6 October by Features Writer.

Ombudsman recommends shopping around for life cover
Judge Brian Galgut, the ombudsman, in a recent edition of the Ombuzz newsletter, cautioned consumers against inadequately explained pre-existing condition exclusion clauses in life insurance cover and credit protection policies. Published on 5 October 2010 by Staff Writer.

Ombudsman reveals SA's most problematic financial products
Last week's financial ombudsmen conference revealed the financial products and services that are creating the biggest headaches for consumers. The 'usual suspects' included property syndication schemes, plans for accessing retirement savings early, as well as poorly explained or ill clarified credit life insurance products. Published by In-house Writer on 4 October 2010.

Life insurance confidence down, but remains higher than pre-credit crunch levels

Ernst & Young yesterday released the results of their 29th quarterly life insurance industry confidence survey, reporting that life insurance confidence dropped to 81 index points from 91 in the previous quarter. Published by Staff Writer on 1 October 2010.

Life insurance companies taking strain in current economic climate In the aftermath of the economic recession consumers are still seen reducing expenditure on perceived non-essential services - with negative consequences for many South African life insurance companies and short term insurers. Published by In-house Writer on 30 September 2010.

Insurance ombudsman advises caution on pre-existing conditions clause

The South African Ombudsman for Long-term Insurance recently advised consumers to exercise caution with regards to pre-existing condition exclusion causes in their life insurance policies. Published by Staff Writer on 29 September 2010.

Young South Africans don't value life insurance cover

Insurance news publication ITI News recently reported that a troubling number of young adults don't deem life insurance cover to be a worthwhile expense. Published by In-house Writer on 28 September 2010.

Mobile life insurance product being rolled out in Africa
South African news provider IT Web recently reported that Namibian based micro insurance and micro finance providers Trustco Group Holdings is partnering with African cellular companies to roll out free life cover with prepaid airtime. Published on 27 September 2010 by In-house Staff Writer.