Medical Gap Insurance Quotes | Instant Life

Looking for affordable medical gap insurance quotes? Instant Life's gap insurance provides cover for specialist medical fees and in-hospital procedures not covered by your existing medical aid or hospital plan.

Does your medical aid only cover up to 100% of recommended specialist rates? Some medical professionals, such as radiologists or surgeons, may charge up to 400% of recommend rates - that's 4 x more, and could see you tens of thousands of rands out of pocket. So don't let a serious medical incident cripple your family's finances:


Why get Medical Gap Insurance?

In recent years, the cost of living has sky-rocketed, with South African family's budgets stretched to the max. Unforeseen expenses crop up everywhere. Annual price increase exceed average salary increases. Medical aid is becoming ever more expensive, with even comprehensive policies not covering all potential medical expenses.

Given this background, an accident or unexpected medical emergency can wreak havoc with your financial situation. The shortfall between your medical aid's prescribed rates and what specialists charge could amount to tens of thousands of rands. Especially if you are unable to work as a result of an accident or serious illness, the last thing you' want is to incur any further expenses.

Instant Life Gap Insurance benefits

If you're worried that your medical aid may not be enough, Instant Life has the answer. For as little as R128 per month, a medical gap cover policy from Instant Life can give you the peace of mind that your family are covered up to R2 million per year for the medical costs resulting from hospitalisation on grounds of serious illness or injury.

For less than R5 per day, Instant Life Gap Cover policies also feature an allowance of up to R200,000 per covered family member. As an added bonus, the policy also features a R25,000 permanent disability benefit for the primary member if you are disabled in an accident.

For persons over the age of 60 years, a 5% excess is applicable to paid out claims.

Find out more and get a quote now.