Work Disability Cover Quotes| Instant Life

Temporary sickness, injury or short-term disablement can prevent you from earning an income. An Instant Life work disability cover policy can supplement your income until you're back on your feet.

What exactly is work disability insurance?

An Instant Life Work Disability Cover policy pays out a lump cash sum in the event that the policyholder were to become disabled and could no longer earn a living as a direct result. Work disability insurance is also frequently referred to as work disability insurance, income protector plans or even salary protection plans.

When should I consider getting work disability insurance?

Work disability cover is intended to provide you with continuity of income if you are no longer able to earn a salary as a direct result of accidental injury or serious disease. In doing so, this type of life insurance will ensure that you and your loved ones are financially equipped to cope if you can no longer earn an income as a result of becoming disabled.

Don't leave your future to chance; ensure that you don't become a financial to your loved ones: Get a quote and sign up for cover now.

How much disability insurance cover do I need?

Ensure that you and your loved ones can afford to live a normal life in the event that you become permanently disabled. Depending on your exact age you may require an amount ranging from five times to 25 times your annual salary or income, so don't leave your financial future to chance...

Why choose Instant Life for work disability cover?

Instant Life is South Africa's leading online insurance brand, offering money saving insurance and up to R4.5 million in cover with no medical exams required up front. Everything happens online - from life insurance quote request to sign-up, life cover policy management and claim - putting policyholders in the driving seat to manage their own life insurance policies.

The intention of Work Disability Cover is to put you in the same position as you were before becoming disabled. Instant Life's cover can be extended to beyoond R4.5 million in cover, with a 20% cash back offered for every 10 claims free years. Additional optional benefits include an annual cover increase of 5% to keep up with the place of inflation.

Anyone in South Africa can apply - from the ages of 20 to 60 years, making this life insurance particularly accessiblel. If you'd like more information on our conditions of cover, why not peruse orur life insurance policy sample document today?

The younger you are, the longe a period of time you'll need to provide for. It is therefore critical to continue contributing to your retirement plans. Don't neglect your retirement planning; Work Disability Cover ceases at age 65 and then your retirement savings should provide further.

Key work disability cover features

Instant Life offers you peace of mind with the following work disability cover benefits:

  • R4.5 million cover - no medical exams required
  • Quote in under 1 minute, buy in less than 5 minutes – online!
  • Online policy management, from quote request and sign-up to and claims.
  • A 20% Cash Back for every claims free 10 years
  • Increase, decrease or cancel cove at any time without penalties
  • Optional work disability cover beyond R4.5 million
  • Optional annual benefit increase of 5% to help keep pace with inflation

Put this product to the test; request a free work insurance cover quote now.


Work Disability Cover is to age 65

Policy entry age is 20 to 60